Bank of America Cash Rewards Card
Current bonus: $200 back after $1000 in purchases.
No annual fees
3% back on one of several categories, 2% back wholesale clubs, grocery, 1% everywhere else
I choose online purchases for my 3% category. I buy most things online, and they all fall under this category. I also purchase Costco shop cards online, which also fall under this category. I receive 5.25% back on all of these purchases since I am a Premium Rewards member.
Bank of America Premium Rewards Card
Current bonus: 50k points after $3k purchases
$95 annual fee
$100 annual incidental credit, $100 towards Global Entry membership; 2x on dining, 1.5x everything else
If you are a BofA Premium rewards member, you receive an additional 1.75x on purchases. This means at least 2.625% back on all purchases. I use this to prepay taxes and make a profit.
CHASE FREEDOM FLEX card
Current bonus: $200 back after spending $500
No annual fees
Rotating 5x categories every quarter. Points can be cashed out or transferred to travel partners for maximum benefit.
The bonus categories often include gas, wholesale clubs, or Paypal. Great card to keep around to build up credit score too.
(Affiliate partner $)
Chase Business Ink Preferred card
Current bonus: 100k points after $15k purchases
$95 annual fee
3x on Internet, travel, shipping, advertising
I use this card for paying advertising fees and the occasional shipping costs. The points on this card can be transferred to partners.
(Affiliate $)
Chase Ink Business Cash card
Current bonus: $750 after $7.5k purchases
No annual fee
5% on Office supplies and Internet; 2% gas stations and restaurants
I use this card for paying Internet and Office supply products. The points on this card can be transferred to partners.
(Affiliate $)
Chase Ink Business Unlimited card
Current bonus: $750 after $7.5k purchases
No annual fee
1.5% on everything
I use this card when I don't need to meet minimum spend on other cards and when purchases don't fall under any bonus categories.
(Affiliate $)
AMEX Blue Business Plus Card
Current bonus: 10k points after $3k purchases
No annual fee
2x on everything up to $50,000 a year
I use this card for purchases that don't fall under any bonus category or if I don't need to make minimum spend on a different card.
(Affiliate $)
AMEX Business Platinum Card
Current bonus: 110,000 after $15k purchases
$595 annual fee
5x on shipping, wireless, office...etc for 3x months.
I use this card for the annual benefits ONLY or on the 5x during bonus period. Otherwise, it has a huge sign-on bonus.
(Affiliate $)
AMEX Platinum Personal Card
Current bonus: 60k points after $5k spend.
$550 annual fee
10x on gas and supermarkets for first 6 months. Significant membership perks.
I use this card mainly for the annual perks for travel, as well as any time-limited extra bonus categories.
(Affiliate $)