Best Credit Cards for Busy Doctors

The following is a list of credit cards and a brief list of benefits associated with each one. If you are not sure where to begin, head back over our Ultimate Credit Card Guide. The barrier to entry is relatively low, and it is not difficult to quickly earn benefits as a physician.
 
The credit card links that are affiliates will be labeled with a ($). All other links are publicly available, and I will make sure that all links are updated with the best possible perks and sign-on bonuses available.
Bank of America Cash Rewards Card

Current bonus: $200 back after $1000 in purchases.

No annual fees

3% back on one of several categories, 2% back wholesale clubs, grocery, 1% everywhere else

I choose online purchases for my 3% category.  I buy most things online, and they all fall under this category. I also purchase Costco shop cards online, which also fall under this category. I receive 5.25% back on all of these purchases since I am a Premium Rewards member.

Apply
Bank of America Premium Rewards Card

Current bonus: 50k points after $3k purchases

$95 annual fee

$100 annual incidental credit, $100 towards Global Entry membership; 2x on dining, 1.5x everything else

If you are a BofA Premium rewards member, you receive an additional 1.75x on purchases. This means at least 2.625% back on all purchases. I use this to prepay taxes and make a profit.

Apply
CHASE FREEDOM FLEX card

Current bonus: $200 back after spending $500

No annual fees

Rotating 5x categories every quarter. Points can be cashed out or transferred to travel partners for maximum benefit.

The bonus categories often include gas, wholesale clubs, or Paypal. Great card to keep around to build up credit score too.

(Affiliate partner $)

Apply
Chase Business Ink Preferred card

Current bonus: 100k points after $15k purchases

$95 annual fee

3x on Internet, travel, shipping, advertising

I use this card for paying advertising fees and the occasional shipping costs. The points on this card can be transferred to partners.

(Affiliate $)

Apply
Chase Ink Business Cash card

Current bonus: $750 after $7.5k purchases

No annual fee

5% on Office supplies and Internet; 2% gas stations and restaurants

I use this card for paying Internet and Office supply products. The points on this card can be transferred to partners.

(Affiliate $)

Apply
Chase Ink Business Unlimited card

Current bonus: $750 after $7.5k purchases

No annual fee

1.5% on everything

I use this card when I don't need to meet minimum spend on other cards and when purchases don't fall under any bonus categories.

(Affiliate $)

Apply
AMEX Blue Business Plus Card

Current bonus: 10k points after $3k purchases

No annual fee

2x on everything up to $50,000 a year

I use this card for purchases that don't fall under any bonus category or if I don't need to make minimum spend on a different card.

(Affiliate $)

Apply
AMEX Business Platinum Card

Current bonus: 110,000 after $15k purchases

$595 annual fee

5x on shipping, wireless, office...etc for 3x months. 

I use this card for the annual benefits ONLY or on the 5x during bonus period. Otherwise, it has a huge sign-on bonus.

(Affiliate $)

Apply
AMEX Platinum Personal Card

Current bonus: 60k points after $5k spend.

$550 annual fee

10x on gas and supermarkets for first 6 months. Significant membership perks.

I use this card mainly for the annual perks for travel, as well as any time-limited extra bonus categories.

(Affiliate $)

Apply